Every capability.
Each one its own deep dive.

SmartGL automation

Automation woven into the ledger. SmartGL drafts the work; a human with the right permission reviews and posts. Nothing is silently auto-posted.

Multi-entity consolidation

Multiple entities under one company. One-click consolidated financials, entity-level permissions and currencies, and a consolidated trial balance that ties to source records.

Intercompany

Paired journal entries auto-generate the counterpart. Cost-plus billing, management fees, and cost allocation cover transfer-pricing scenarios end to end.

Multi-currency & FX

Real multi-currency support. Functional currencies per entity, daily ECB rates, period-end FX revaluation with auto-reversal, and CTA posting on consolidation translation.

Close & controls

A five-stage close checklist, row-level period locking, Dual-Control Mode on every plan, configurable approval workflows, audit log, and AI-explained outlier detection.

Revenue recognition

ASC 606 arrangements with performance obligations, as-invoiced or ratable recognition, deferred revenue schedules, and recurring revenue intelligence on Enterprise.

Integrations & API

Plaid, Gusto, Bill.com, Avalara, Shopify, Square, Stripe Connect, Ramp/Expensify, Google/Microsoft Calendar sync, BYOK for Anthropic, OpenAI, and Google Gemini, and a REST API v1.

AI Accountant

Ask in plain English, get answers grounded in posted GL. Drafts JEs, bills, invoices, IC entries, and setup changes. Human approval and full audit attribution on every action.

AI Add-on Studio

Growth+ AI builder for company-specific code packages, with copied-data sandbox testing, required evidence, and Quoining approval before company-scoped deployment.

Recurring Revenue Intelligence

Enterprise ARR/MRR analytics. Movements, retention, and reconciliation back to arrangements and recurring invoice templates by record ID.

Document Inbox

Per-company inbox email. Forward PDF or image invoices; one click runs AI extraction to pre-fill a bill draft with vendor, amounts, and line items, ready for review and posting.

Permissions & roles

Role-based permissions, entity-level access, Dual-Control Mode, Workplace Associate role, SAML SSO (Growth+), enforcement (Enterprise), 2FA, and audit trail.

Banking & reconciliation

Plaid feeds, statement imports, PDF extraction, SmartGL categorization, and GL-based reconciliation with automated auto-match.

Accounts payable

Bills, approvals, AP aging, prepaid amortization, multi-bill payment allocation, 1099 reporting, and W-9 collection via tokenized vendor links.

Accounts receivable

Invoicing, recurring invoices, AR aging, ASC 326 allowance, statement runs, customer portal, credit notes, and multi-currency.

Estimates & quotes

Estimates, quotes, and proposals with tokenized E-SIGN acceptance, job and project links, and billable-time pull-in.

Fixed assets & depreciation

Asset register with depreciation schedules. Straight-line and accelerated methods. Monthly depreciation auto-posted. Disposal and intangible amortization included.

Inventory

Inventory items with FIFO, LIFO, or weighted average costing, physical counts with variance, and automatic COGS posting.

Equity & cap table

Share classes, issuances, cap table, SAFEs and convertibles, dividends, stock splits, ASC 718 SBC, ASC 260 EPS.

Lease accounting (ASC 842)

Operating and finance leases under ASC 842 with PV calculations, ROU asset, lease liability, and full amortization. Renewal and purchase options handled.

Debt & interest

Loan amortization, debt issuance cost capitalization (ASU 2015-03), effective interest, straight-line DIC, and early extinguishment with DIC write-off.

Debt issuance costs

Debt issuance cost capitalization under ASU 2015-03: contra-liability presentation, effective-interest or straight-line amortization, and write-off on early extinguishment.

AI company accounting

Token/API cost & revenue recognition, prepaid credits & breakage, R&D capitalization + §174, unit economics, and a one-click AI close - built for AI-SaaS.

Deferred tax

Book vs. tax basis, DTA/DTL computation, valuation allowance, MACRS, and effective tax rate reconciliation.

Crypto & digital assets

Wallet scanning across Ethereum, Polygon, BSC, and Arbitrum. Fair value (ASC 350-60), FIFO tax lots, and SmartGL auto-generated JEs.

Payroll

Gusto integration. Payroll run sync with employee-level breakdown. One-click SmartGL-built JEs (DR Wages / CR Liabilities + Cash) plus project labor from approved timesheets.

Purchase orders

PO lifecycle, vendor approver routing, 2-way matching to bills, budget impact warnings, and RNI tracking.

Time tracking

Time tracking with natural-language entry, monthly timesheets, supervisor approvals, project billing models, and utilization reporting.

Calendar

A permission-aware accounting calendar for recurring deadlines, close tasks, report schedules, timesheets, and Growth+ Google/Microsoft sync.

Cost accounting

Job costing with WIP, standard costs with variance, BOM and work orders, and overhead allocation (plantwide, departmental, ABC).

Budgets & forecasting

Per-account budgets with departmental and custom-field dimensions, monthly and annual views, variance tables, and automated flux commentary.

Planning & forecasting

Enterprise planning. Three-statement forecasts, scenarios, drivers, 13-week cash, AI-reviewed proposals, and advanced model exports, fed by your actuals but never posted to them.

Advanced Model Exporter

Board-ready `.xlsx` export for actuals, forecast, optional budget, variance analysis, model checks, source audit, and assumptions.

Anomaly detection

Statistical anomaly detection across posted GL with configurable rules, severity levels, and a written reason on every flagged entry.

Dimensional accounting

Departments as first-class GL dimension plus user-defined custom fields. Attach to every transaction, filter every report.

Financial reporting

Full GAAP reporting stack: consolidated statements, direct-method cash flow, SOCIE, segment reporting (ASC 280), EPS (ASC 260), footnote drafting.

Catalog

All integrations

Full catalog with details on Plaid, Gusto, Bill.com, Avalara, Stripe Connect, and the rest of the connector list.