Platform Overview
Comprehensive accounting.
Purpose-built for growing organizations.
A full double-entry accounting platform with multi-entity consolidation, multi-currency support, and enterprise-grade controls, designed for finance teams that require audit-ready reporting.
18 Core Modules
Every module. Fully integrated.
Each module feeds into the SmartGL engine. Every transaction flows through double-entry bookkeeping automatically.
General Ledger
Full double-entry accounting with a customizable chart of accounts, manual and auto-generated journal entries, trial balance, and GAAP-compliant financial statements.
- Double-entry bookkeeping engine
- Customizable chart of accounts
- Manual and auto-generated journal entries
- Trial balance with drill-through
- Balance sheet, income statement, cash flow
- Recurring journal entries with auto-posting
Banking & Reconciliation
Connect bank accounts via Plaid, import CSV/OFX statements, and let AI categorize transactions. Three-way reconciliation matches your books against your bank.
- Plaid live bank feeds
- CSV, OFX, and QFX statement import
- AI-powered transaction categorization
- SmartGL auto-mapping to chart of accounts
- Three-way bank reconciliation
- Multi-account, multi-entity support
Accounts Payable
Track vendor bills from receipt to payment with approval workflows, AP aging, prepaid amortization, and 1099-NEC reporting.
- Vendor bills with line-item GL coding
- Approval workflows with email notifications
- AP aging: current, 30, 60, 90+ days
- Prepaid expense amortization
- Vendor payment tracking and reconciliation
- 1099-NEC vendor tracking and reporting
Accounts Receivable
Professional invoicing with PDF generation, customer management, AR aging, ASC 606 revenue recognition, and payment recording.
- Customizable invoices with PDF generation
- Customer management and payment history
- AR aging: current, 30, 60, 90+ days
- Revenue arrangements (ASC 606)
- Payment recording with bank matching
- Multi-currency invoicing
Credit Cards
Credit card accounts get the same treatment as banking: statement import, AI categorization, reconciliation, and automatic GL posting.
- Statement import (CSV, OFX, QFX)
- AI categorization engine
- Credit card reconciliation
- Automatic GL posting
- Multi-card, multi-entity support
Fixed Assets
Full asset register with automatic depreciation schedules. Straight-line and accelerated methods with monthly auto-posted journal entries.
- Asset register with cost, life, and method
- Straight-line and accelerated depreciation
- Monthly depreciation JEs auto-posted
- Asset disposal and write-off handling
- Intangible asset amortization
Intercompany
Create a transaction in one entity and the counterpart auto-generates. Cost-plus, management fees, and cost allocation cover every transfer pricing scenario.
- Auto counterpart journal entry generation
- Cost-plus billing with configurable markup
- Management fees, fixed or % of revenue
- Cost allocation by headcount, revenue, or custom keys
- IC reconciliation and elimination entries
Equity & Cap Table
Full equity lifecycle in your ledger. Share classes, issuances, dividends, stock splits, 409A valuations, and stock-based compensation per ASC 718.
- Common and preferred share classes
- Share issuances with auto equity JEs
- Cap table with ownership percentages
- Dividends, stock splits, treasury stock
- 409A valuations and Black-Scholes calculator
- SBC expense posting (ASC 718)
Inventory
Track inventory with FIFO, LIFO, or weighted average costing. Physical count worksheets, cost layers, and automatic COGS posting.
- FIFO, LIFO, and weighted average costing
- Physical count worksheets with variance
- Cost layer tracking per item
- Automatic COGS journal entries
- Inventory valuation reports
Debt & Interest
Full loan lifecycle from initial recording through amortization to early extinguishment. DIC capitalized per ASU 2015-03.
- Loan tracking with amortization schedules
- Debt issuance cost capitalization (ASU 2015-03)
- Effective interest and straight-line DIC
- Early extinguishment with DIC write-off
- Interest expense auto-posting
Lease Accounting (ASC 842)
Operating and finance lease classification with automatic PV calculations, ROU asset recognition, and lease liability tracking.
- Operating and finance lease classification
- PV calculations using incremental borrowing rate
- Right-of-use asset recognition
- Full amortization schedules
- Renewal and purchase option tracking
- Payment escalation and multi-frequency support
Crypto (ASC 350-60)
Connect blockchain wallets to scan and import crypto transactions. Fair value tracking with period-end mark-to-market and FIFO tax lot tracking.
- Blockchain scanning: Ethereum, Polygon, BSC, Arbitrum
- Transaction categorization (purchase, sale, staking, DeFi)
- SmartGL auto-generated journal entries
- Fair value mark-to-market (ASC 350-60)
- Tax lot tracking with FIFO cost basis
- Realized and unrealized gain/loss tracking
Document Inbox
Forward invoices and receipts to your company email or upload directly. AI extracts vendor, amounts, and line items for one-click bill creation.
- AI-powered data extraction
- One-click bill creation from extracted data
- Unique forwarding email per company
- Attach documents to bills, invoices, or JEs
- Searchable inbox with status tracking
Custom Fields
Define custom dimensions (projects, locations, classes, cost centers) and attach them to every transaction for true dimensional accounting.
- User-defined dimensions scoped per entity
- Attach to JEs, bills, invoices, and bank transactions
- Filter reports by custom field
- Project-level P&L tracking
- Combine with departments for multi-dimensional reporting
Cost Accounting
Job costing and standard cost accounting with bill of materials, work orders, and overhead allocation for manufacturing and project businesses.
- Job costing with WIP tracking
- Standard costs with variance analysis
- Bill of materials and work orders
- Overhead allocation (plantwide, departmental, ABC)
- Material, labor, and overhead variance reports
- Labor cost posting from approved timesheets
Time Tracking
Professional services time tracking with AI-powered entry, weekly timesheets, team-based approvals, project billing, and utilization reporting.
- AI natural language time entry (describe your hours in plain English)
- Monthly timesheets with weekly entry view
- Team-based supervisor approvals
- Timekeeper portal (locked-down employee access)
- T&M, fixed fee, retainer, milestone billing
- Project profitability and utilization reporting
Beyond the Basics
Advanced Capabilities
Enterprise-grade capabilities that scale with your organization.
Multi-Entity Consolidation
Multiple entities under one company. One-click consolidated financials with entity-level permissions and currencies.
Multi-Currency & FX
Entity-level functional currencies, daily ECB rate feeds, period-end FX revaluation, CTA posting, and realized/unrealized gain/loss.
Revenue Recognition
ASC 606 revenue arrangements with as-invoiced or ratable recognition. Multi-year contracts with deferred revenue schedules.
Period Close
5-phase close checklist with task tracking, period locking, year-end close, AI anomaly detection, flux analysis, and close narrative.
Approval Workflows
Route bills and journal entries through configurable approval chains with separation of duties and full audit trail.
SmartGL AI Engine
AI woven into the ledger. Batch-categorize bank transactions, generate GAAP-compliant footnotes, and ask questions in plain English.
AI Accountant
Describe what happened in plain English. AI creates draft journal entries, bills, invoices, and IC entries. Human always approves.
Company Sandbox
Clone production to an isolated sandbox. Test chart of accounts changes, import workflows, or period close without touching live books.
SAML SSO
Enterprise single sign-on with domain verification, enforcement, and just-in-time user provisioning via SSOReady.
Ready to get started?
Set up your account in minutes. Upgrade when your organization requires additional entities, users, or advanced workflows.